They announced either this morning or yesterday morning on the Wendy Garner Show on Channel 13 that we Alabamians can now get free copies of our credit reports. (Some of the rest of you outta state furriners can, too, apparently.) I thought this was actually something you could do all along, but apparently only if you'd been turned down for credit. ANYway, they had a handy link, which in my intense boredom I clicked to see what this deal was all about.
The initial information gathering sign-up screen on the first site was trouble-free, but when it came time to actually GET a report, the TransUnion site was an absolute confusing minefield of a mess, and to make matters worse, I never could get the thing to give me my credit report, even after fifteen futile minutes of clicking. The Experian site was much easier, quicker, reliabler, and bother-freer, and I had my report in about five minutes. I didn't check the last one for Equifax, because you can only get one free one a year, and I figure it's probably better to stagger these things out so that if something comes up, it might be easier to spot.
As for my credit, I think the only way I manage to maintain any kind of goodwill is due to still being listed on several of my parents' credit cards.
Posted by Terry Oglesby at June 1, 2005 04:27 PM